很多人对我说的话很有意见,
我觉得我好心提供各种理财与赚钱的方式,
结果被骂骗子乱讲话,
我想我在三个版的专业程度是绝对够的,
我也在三个专业都有不错的收获,
就先来说明一下自住房三赢, 赢三次的方式:
1. 省房租, 把房租存进去房贷当成是存款
2. 赚房价价差,
这个版上的乡民比我还懂赚价差,
我炒房只买不卖
3. 房贷利息与房屋税抵扣所得税,
这是美国政府的法律条文:
https://www.irs.gov/publications/p936
Home mortgage interest. You can deduct home mortgage interest on the first
$750,000 ($375,000 if married filing separately) of indebtedness.
最高可以抵扣$750,000的利息支出,
大部分的人利息都没有那么高,
所以大部分的利息都可以抵扣退税
https://www.newpointlaw.com/post/are-property-taxes-deductible-from-federal-income-tax-in-california#:~:text=As%20of%202021%2C%20California%20property,be%20counted%20toward%20your%20deduction.
As of 2021, California property owners may deduct up to $10,000 of their
property taxes from their federal income tax if they are filing as single or
married filing jointly.
还有最高可以抵扣$10,000 的房屋税
补上台湾的法律条文:
https://houseloan.tw/loan-tax-deduction/
可以，但是只有自用住宅购屋借款利息支出，可以在申报个人综合所得税时列举扣除，扣
除额上限为30万元
我这样说有错吗?
炒房炒股或是任何的专业都要去学习找资讯,
而不是去信名牌跟大师无脑多, 卖不掉加价卖那套