CREDIT SUISSE 瑞士信贷 http://0rz.tw/mgSrT P55 2013 / 10
Global household wealth Report
Taiwan , Asian Tiger
台湾 亚洲老虎
Taiwan is a prime example of a successful Asian Tiger economy
台湾是一个成功的亚洲老虎经济体的代表性典范
Its average wealth is USD 151,800,
成人平均财富为15万1800美元
well above the level of even the most successful developing and transition
countries,
远远高于 最成功的开发中国家 和 转型国家
and close to some countries in Western Europe.
财富水平接近一些西欧国家
Wealth rose from USD 107,000 in the year 2000 to USD 167,900 in 2010,
财富由2000年的10万7000美元 2010年上升到16万7900美元
with no decline during the global financial crisis of 2007-09
在2007-2009的全球金融危机 没有减少
Currency depreciation caused a 12% drop in wealth in USD in 2011,
2011年台币贬值 导致美元计价 财富 下降12%
but wealth stayed level in domestic currency terms and has since edged
upwards again.
但是财富以台币计价仍维持水准 此后财富再次继续稳步上升
Over the entire period 2000-13,
在2000 - 2013年期间
wealth per adult grew by 2.7% per annum using current USD
每成人财富 以现价美元计价 每年成长2.7%
and by 4.3% per year using constant exchange rates.
以不变汇率计价 每年成长4.3%
Reflecting a high saving rate and well-developed financial institutions,
高储蓄率 与 发展完善的金融机构
the composition of household wealth is skewed towards financial assets,
家户财富的组成 更倾向金融资产
which comprise 64% of gross assets.
金融资产 组成了 64% 毛资产
Debt is modest, equaling just 14% of total assets.
债务适中不算太高 只相当于14% 的总资产
Relative to the rest of the world,
相对于世界其他国家
wealth distribution in Taiwan is skewed towards the high end,
台湾的财富偏高
with less than a quarter of the adult population having wealth below
USD 10,000
< 1/4 的台湾成人 财富 < 1万美元
compared to 69% in that bottom range for the world as a whole.
全世界有69%的成人 财富 < 1万美元
Almost a third of adults in Taiwan have net worth over USD 100,000,
几乎1/3台湾的成人 拥有的净资产 > 10万美元
which is four times greater than the worldwide average of 8%.
比世界平均的8% 高出4倍
The large number of Taiwanese with high wealth reflects high average wealth
rather than high wealth inequality:
广大数量的台湾人拥有高财富 反映出台湾又富又均 而非高度财富不均
the Gini coefficient of 74% lies in the moderate range for wealth holdings.
财富吉尼系数74% 反映出 财富的分配落在适中的区间
Country summary 2013 国家概要 台湾
Population 23 million
Adult population 18 million
GDP 26,642 USD per adult
Mean wealth 151,752 USD per adult 成人人均财富
Median wealth 53,336 USD per adult 成人中位数财富
Total wealth 2.8 trillion USD
Dollar millionaires 309 thousand
Top 10% of global wealth holders 7,757 thousand
Top 1% of global wealth holders 457 thousand
Quality of wealth data ★★★★ satisfactory