十年前到美国游学时到美国银行开了一个帐户,
不过时间太久忘了是否有去结清,但多年来未曾收过银行任何信件,
这几天在信箱垃圾信件收到一封信,寄件人是美国的SEC,内容如下：
The Securities and Exchange Commission hereby issue this SEC Notice to provide
filing obligation to you as an individual with signature authority over Finan
cial Account in the United States, or any of his territories. If you have a fi
nancial interest in or signature authority over a foreign financial account, i
ncluding a bank account,certificate of deposit, brokerage account, mutual fund
, trust,insurance or other type of foreign financial account, the Bank Secrec
y Act require you to report the account to the Security and Exchange Commissio
n by filing FORM LDCF 022.3, Report of Foreign owned Bank and Financial Accoun
ts in the USA.
This is required because foreign financial institutions may not be subject to
the same reporting requirements as domestic financial institutions. This is a
tool to help the government identify persons who may be using foreign financia
l accounts to circumvent the law. Investigators use this information to help i
dentify or trace funds used for illicit purposes or to identify unreported inc
ome maintained or generated abroad. A foreigner who holds financial account in
the United States must have a reporting obligation even if the account produc
es no taxable income. The Social Security number and international passport in
formation page will be used as a means to identify the individual who files th
e report.
Disclosure of this information is mandatory. Civil and criminal penalties, inc
luding in most circumstances confiscation of such account,a fine of not more t
han $500,000 and imprisonment of not more than five years, are provided for fa
ilure to file a report, supply information, and for filing a false or fraudule
nt report.
To this end, you are to authenticate the following by completing the attached
FORM LDCF 022.3, and return with a copy of your international passport informa
tion page by Fax +1-800-206-4972 or email, as soon as possible.
We appreciate your cooperation in helping us update our records. This will hel
p prevent any form of embarrassment at any foreign port of entry.
Sincerely
Samantha Brown
不知是否有人有收过相同的信,因为不知信件内容是否属实,
所以询问是否有人有相关处理经验,谢谢。