※ 引述《Hseuler (蓝色貍猫)》之铭言：
: 3.苦主被绑卡的时候,验证短信只显示1元的刷卡OTP,并没有像apple pay或samsung pay
显
: 示是"绑卡".如金管会近日指示,必须讲清楚到底是"绑卡"的temporary hold,还是真的1
元
: 的消费.光这好步做好就可以阻止不少诈骗了.实际上,这些受害者顶多同意这一笔1元消
: 费,但可没有同意后面那十几万的盗刷.银行不应让消费者承担那些十几万元使用者没有
授
: 权的盗刷.
the point is banks should let consumers know who exactly they’re paying inste
ad of sending text messages of only codes
for example, here are my two cards from the British online bank Monzo and fina
ncial service company Monese (they’re debit cards tho)
when paying they require verification
https://i.imgur.com/d7IT27I.jpg
https://i.imgur.com/ZbmrbEl.jpg
then we have to open the app and approve this transaction
https://i.imgur.com/xbdzZmO.jpg
the amount and merchant are showed clearly on the app, which reduces the possi
bility of being scammed and adding our cards to an irrelevant fraudulent websi
t
e