今年12月10日开始，纽约州的信用卡在关卡后90天点数才会消失。
例如：
原本的Chase UR系列点数是跟信用卡挂勾在一起的
如果关卡前没有把点数转移走的话就会消失
按照新规定则会有90天的宽限期可以把点数用掉
(有时候不是自愿关卡，而是太久没用被砍，就像我的Citi AA里面的6万多点...
情报来源：
Governor Kathy Hochul today announced a new state law will take effect that
protects credit card holders from losing earned credit card rewards. Starting
Sunday, December 10, credit card companies must take additional steps to
protect consumers from losing accrued points when rewards programs are
modified or terminated.
https://reurl.cc/qrgYnD