http://www.businessinsider.com/bank-loan-to-deposit-ratio-2013-10
正好在 BI 看见的有趣文章
大意是全美商银的放贷款总额增长速度与存款增长速度的落差越来越大
使得存款与放贷的比值已达三十年来的低点
图：

American Banks' Loan-To-Deposit Ratio Is At A 30-Year Low
Walter Kurtz, Sober Look Oct. 6, 2013, 7:58 AM 575 1
The chart to the right shows US total loan balances relative to bank
deposits over the past couple of years. The total loan growth rate
continues to deteriorate while deposits grow.
In fact the ratio of these two measures, the so-called
loan-to-deposit ratio is now at the lowest level in some 30 years.
This creates material headwinds for economic growth. Unfortunately
there is no evidence that the current monetary policy will reverse
the trend of weakening loan growth. And as we all know, the US fiscal
policy (if one could call it that) is not going to help much either...
因为我英文和货银不好就不翻译了 ^^

是说美国人都不想借钱or银行找不到好的放款标的? XD

存款金额上升

是要说美国财政及利率政策短期内反转的可能越来越渺茫啦....

意思是说向银行借钱的很多但是存款很少？ 不知是否看错？

存贷比！