好读图文版: http://bit.ly/3zdqHbm
[申请卡别]: AMEX Marriott Brilliant
[已持有美卡]:
1. AMEX Gold Card (2018/01-2020/02), AMEX Green Card (2020/02-)
2. AMEX Everyday (2018/06-)
3. AMEX Green Card (2018/06-2020/08), AMEX Gold Card (2020/08-)
4. Chase Marriott Bonvoy Boundless (2019/04-2020/05), Chase Ritz-Carlton
Credit Card (2020/05-)
5. AMEX Hilton Aspire Card (2019/07-)
6. Chase Sapphire Preferred (2020/03-)
7. AMEX Platinum Card (2020/11-)
8. Chase IHG Rewards Club Premier Card (2021/4-)
9. Citi Premier Card (2021/8-)
10. Capital One Venture X (2022/3-)
11. AMEX Marriott Brilliant (2023/1-)
[信用历史]: 5y1m
[申请身份别]: 外国人, 无SSN, 使用ITIN
[年费]: USD$695
[开卡奖励]: 3个月内刷USD$5000给150000 points
[AMEX Marriott Brilliant申请历程]
2023/1/8: 赶在150000 points开卡礼1/15截止前提出申请. 网络申请马上核卡.
2023/1/11: 收到卡片寄出email通知.
2023/1/12: 卡片寄达.
2023/1/14: 开卡并加入google pay使用.
[Priority Pass Select申请&寄送]
2023/2/20: 通过网络帐户的连结申请了Priority Pass Select
2023/3/26: Priority Pass Select寄达
[开卡礼]
2023/2/18: 达成USD$5000消费获得开卡礼150000 points
[福利]
1. 万豪消费点数6倍.
2. 航空及全球餐厅消费点数3倍
3. 其余消费点数2倍
4. 没有海外交易手续费
5. 每月USD$25全球餐厅credit
6. 每年USD$100 global entry credit
7. 每年赠送25万豪房晚
8. 每年续卡送85000点的free night certificate
9. Priority Pass Select (无限次数、同行2人), Plaza premium使用权以及Capital
One Lounge使用权.
10. 有旅平险以及租车保险
11. 附卡免费
12. Ritz-Carlton及St Regis连住两晚可获得USD$100 credit
[心得]
当初跟上150000 points开卡礼申办. 刚好个人及出差都会住到万豪的饭店就决定入手
了. 年费虽然USD$695不过credit跟每年85k住房券就摊平了. 能够持卡就拥有白金会籍算
是很好的福利. 原本已经拥有Ritz-carlton联名卡理论上没办法再拿到开卡礼 (条例上是
有排除的), 不晓得为什么申请的时候没有跳出不符开卡礼的提醒, 最终也拿到了开卡礼.
[美国信用卡/银行开户经验]
FB: https://www.facebook.com/JeffyYP
Amex PRG转卡分享: https://goo.gl/3ZCJrg
两个月开5银行2证券户心得整理: https://goo.gl/9Qrdg5
Citibank: https://goo.gl/8HY73D
Chase: https://goo.gl/PRDdqB
Bank of America: https://goo.gl/TVQeNP
KeyBank: https://goo.gl/MfCh7y
Fifth Third: https://goo.gl/L763LL
TD Ameritrade: https://goo.gl/msYPWS
Fidelity: https://goo.gl/R2sKxk
Amex Everyday & Green Card核卡: http://bit.ly/2JMptrL
AMEX Gold Card新玫瑰金卡: http://bit.ly/2RAwj7i
AMEX Hilton Aspire Card核卡: http://bit.ly/2v5Ixzq
Chase Marriott Bonvoy Boundless核卡: http://bit.ly/2RAwj7i
Chase Sapphire Preferred核卡: https://bit.ly/315qp6K
Chase Ritz Carlton Card转卡分享: https://bit.ly/3e0R6MT
Citi Premier核卡: https://bit.ly/3KmVF4Z
Capital One Venture X核卡: http://bit.ly/3iBcpwS