晚了，当作参考就好。
This is a good day to assess your finances and make sure you are keeping
everything in check. You may have gone through a period of foolish spending
or overspending, and you may need to get a handle on what went out and what
is coming in. This won't be complicated for someone who is as astute as you
are at evaluating your monetary situation, but if you don't take stock of
things, you could wind up with trouble down the road. Devote some time to
going over your accounts, and figure out how to get it all back in line.