1. 标的：UPST.US
2. 分类：讨论
3. 分析/正文：
Q3营收YOY-14%，本季只到1.35亿美元，Q2的时候展望Q3预期有1.4亿，但是没达到
本季展望Q4预期1.35亿美元
Revenue. Total revenue was $135 million, a decrease of 14% from the third
quarter of 2022. Total fee revenue was $147 million, a decrease of 18%
year-over-year.
Income (Loss) from Operations. Income (loss) from operations was ($43.8)
million, up from ($58.1) million in the same quarter of the prior year.
Net Income (Loss) and EPS. GAAP net income (loss) was ($40.3) million, up
from ($56.2) million in the third quarter of the prior year. Adjusted net
income (loss) was ($3.9) million, up from ($19.3) million in the same quarter
of the prior year. Accordingly, GAAP diluted earnings per share was ($0.48),
and diluted adjusted earnings per share was ($0.05) based on the
weighted-average common shares outstanding during the quarter.
For the fourth quarter of 2023, Upstart expects:
Revenue of approximately $135 million
Revenue From Fees of approximately $150 million
Net Interest Income (Loss) of approximately ($15) million
Contribution Margin of approximately 62%
Net Income (Loss) of approximately ($48) million
以上财报资讯可参考官网https://lurl.cc/QCZdIa
4. 进退场机制：无
之前Q2财报出来大跌来做短操作，后来还是停损了，在等低点买入