※ 引述《JRSmith (骑士一哥)》之铭言：
: 选手受伤在所难免 美国医药费都满贵的
: 而且又没健保 球员一定都会接受最好的治疗
: 这么庞大的费用 到底谁出钱
: 选手自己?还是保险公司什么的?
这问题有人在quora讨论过......
https://www.quora.com/Who-pays-for-Tommy-John-surgery-in-the-MLB
Who pays for Tommy John surgery in the MLB?
Like any on-the-job injury, the employer pays; if the player is under
contract at the time of the injury the team pays.
受伤时有合约在身，就由球队支付。
Players on a teams disabled list or under contract and injured get a list of
approved physicians for the specialty required within the team’s home area.
He may choose from anyone on that list at the team’s expense.
球队有一张主场附近受认可的医师名单，球员可以从中选任一就医。
A Player may seek a “second evaluation” from a medical specialist on the
accepted listing who is located outside of the geographic region within which
the Player’s Club is located, provided that the Player is not absent from
the Club for an unreasonable period of time.
如果伤势需要不在名单上的外地专业医师再评估，球员也可以去，
只要缺席时间不太离谱即可。
If the player wishes an opinion from a physician not on the list, the team
must approve the physician in writing prior to the visit or they do not have
to pay.
球员若希望向不在名单上的医师寻求意见，就医前必须取得球队书面许可，
否则球队可以不买单。
Players who have at least one day of major league service time have
healthcare for life thus if they are not under contract they still have
medical insurance through the MLBPA.
球员只要待在MLB超过一天，就有终生健保，所以没合约时，
他们仍然会经由球员公会取得医疗保险。