您好 有爬文过 但找不到详细的资讯
目前有家外商公司要雇用我 工作地点在台湾 他希望我可以自行负担以下三种保险的费用
分别是
Public Liability Insurance
Public Liability Insurance is the insurance
which covers the costs of any legal action brought against you if a third
party is injured or their property/equipment suffers damage, and they
consider this to be your fault. Most commonly, they will make a compensation
claim against you. If they are successful, you may have to pay a financial
sum decided by the courts, plus legal costs and damages.
Professional Indemnity Insurance
PI Insurance will react in circumstances where an error or omission in your
services causes, or is alleged to have caused, a third party a financial
loss. The policy covers both defence costs and any liability found owing
in the event of a claim up to the limit of indemnity. As with solicitors and
accountants, contractors, freelancers, and consultants provide professional
advice and services which are relied on by their clients.
Even where care and skill is exercised, there is still the potential for you
to make a mistake that causes financial loss to a client or for a client to
allege that you have made a mistake even if you have not.
Whilst such disputes are rare, when they occur they can be costly.
Business Travel Insurance
Business Travel Insurance is there to protect you, as a contractor, whilst
travelling to and from projects. It protects you and your belongings
should anything happen on route to/from your home address.
此三种险的保险金额分别为
Business Travel Insurance ￡2m,
Public Liability (Third party) ￡2m,
Professional Indemnity ￡5m
以上单位皆为英镑计价,网络上我查了几家资料但都没有相关的金额及资料可以比较
是否可烦请熟悉此类保险的前辈 给予相关资讯或方向供在下研究 不胜感激