可是你这样把risk全部trandfer给owners和insurance companies
不会导致moral hazard significantly raise的consequence吗?
做错事就该pay the debt
Furthermore,这件case受到public这么多的spotlight
只要你有心要work it out,
相信owners和insurance companies也不会push too hard吧?
Proportionality主要还是适用在public policy, like social welfare上
这种民事之间的case不合适吧?