1.媒体来源:
Minyanville (美国)
2.完整新闻标题:
[UPDATED] Russian Man Turns Tables on Bank, Changes Fine Print in Credit Card
Agreement, Then Sues, Now Settles
3.完整新闻内文:
原文是英文，简单来说，有个俄罗斯男子Dmitry Agarkov
在2008年收到银行寄来的信用卡申请单
他在填写完资料后寄出，但他寄出的版本更改了其中一些条约
像是年利率改为0%以及不需缴纳任何费用，还附加条款说如果银行单方面违反
他可以请求银行支付违约金
结果后来还真的收到银行签名的合约副本和新信用卡
两年后他因为都没付钱给银行被银行决定终止卡片，另外也起诉他未缴纳费用跟罚金
但法院裁定合约有效所以他只需负担部分金额
然后他反告银行说银行违反合约需支付违约赔偿
最后好像是以未公开的条件和银行达成合解的样子XD
原文:
In Soviet Russia, banks pay customers' bills. Or, at least, one might.
An interesting case has surfaced in Voronezh, Russia, where a man is suing a
bank for more than 24 million Russian rubles (about $727,000) in compensation
over a handcrafted document that was signed and recognized by the bank.
Dmitry Agarkov said that in 2008 he received a letter from Tinkoff Credit
Systems in his mailbox. It was a credit card application form with an
agreement contract enclosed, much like the applications Americans receive
daily from Visa (NYSE:V), Mastercard (NYSE:MA), American Express (NYSE:AXP),
or Discover (NYSE:DFS). Agarkov filled in the form and returned the signed
application, though what he sent back was not exactly the same document the
bank had sent him.
A promotional image from Tinkoff Credit Systems' website.
Agarkov changed some parts for his own benefit