Tax withholding is ending for the Schwab One® Interest Feature.
Good news! Effective January 2026, the Schwab One® Interest feature on your
account is no longer subject to U.S. tax withholding. To be exempt from U.S.
tax withholding, you must have a current, valid Form W-8BEN on file with
Schwab.
Should you have any tax-related questions, please speak to a tax consultant.

brokerage cash利息应该很低吧, 应该影响不大？

请问W-8BEN还没到3年更新期限的话，需要因此主动更新吗？

去问你家券商吧

同一家券商 w8ben 时间到再更新就好，除非资料有变动才需要先主动更新

感谢alex1973

所以TLT还是会被预扣30%?

跟TLT无关, 这边讲的是帐户内的Cash产生的利息