Re: [问题] ETF退税是以除息日为准还是分配日

楼主: dongy (孤星...)   2014-03-12 15:57:51
来自问自答一下
写信给我有的两家券商TD, Charles Schwab
TD回信如下:
IRS Publication 550, Investment Income and Expenses, Chapter 1, under the
heading Dividends and Other Corporate Distributions, paragraph titled
'Dividends received in January' states:
'If a regulated investment company (mutual fund) or real estate investment
trust (REIT) declares a dividend (including any exempt-interest dividend) in
October, November or December payable to shareholders of record on a date in
one of those months but actually pays the dividend during January of the next
calendar year, you are considered to have received the dividend on December
31. You report the dividend in the year it was declared.'
Charles Schwab 回信如下:
It is based on "Payable Date". If the Payable Date is on 2014/01/03, the
amount will include on the 2014 tax year.
简单翻译就是:
TD 可能是以分配日为准, CS是以分配日为准
CS虽然回答以分配日为准, 比较tricky的是:
对照今年收到的1042S, 要以除息日计算才会得到1042S上的金额
不过我还有个问题, Charles Schwab 1042S 上的金额都是整数
我算出来的金额四舍五入后才是1042S上的金额
连 Federal tax withheld 都是整数
有用Charles Schwab的各位,也都有碰到相同的问题吗??
作者: badfood (为自己加油)   2014-03-12 16:06:00
TD没有说以除息日为基准吧
作者: JFHo (peterho)   2014-03-12 16:07:00
用心给推!!若报税填1040的话,可以选择保留小数或者四舍五入至整数猜想,1042S 应该也是这两种方式皆可以
作者: badfood (为自己加油)   2014-03-12 17:58:00
= = 我的理解是TD以"record date"为准 不是除息日/支付日
作者: JFHo (peterho)   2014-03-12 18:49:00
美股是T+3,所以 Record date 是 Ex-Dividend date 后两天
作者: badfood (为自己加油)   2014-03-12 19:06:00
客服讲的话本来就是听听就好 有这些专业怎会来做客服我不喜欢打电话问问题 喜欢用书面询问 让对方有充分时间寻找正确答案 但即使如此 也经常收到很两光的回答

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