给要买黄金加密币的人参考 别再被金光党骗了
注意三件事 第一加密币是由谁监管 第二有什么金融机构往来 第三有没有上市
透过网站买加密币
第一加设立网站的公司由谁监管 第二有什么金融机构往来 第三有没有上市
最后 台湾有什么银行可以直接或间接加密币换台币
金本位加密币介绍
XAUt (Tether Gold): A digital asset backed by physical gold.
DGX (Digix Gold Token): A digital token backed by physical gold.
PAXG (Paxos Gold): A digital token backed by physical gold.
GLC: This is not a well-known token and could require more specific details
to identify.
MCAU: This might refer to a token backed by gold, but more details are needed.
AWG: This is not a widely recognized token and requires more details.
CTLX: This token is not well-known; more information is needed to determine
its nature.
AABBG: AABB Gold Token, backed by physical gold.
CGT: This could refer to several tokens; more specific information is needed.
KAU: This token may refer to a gold-backed cryptocurrency, but details are
necessary.
PAXG (Paxos Gold): This token is widely recognized and used due to Paxos's
strong reputation in the stablecoin market. Paxos is also known for its other
stablecoin, PAX (a USD-backed stablecoin), which adds to its credibility.
XAUt (Tether Gold): Tether is a well-known name in the cryptocurrency space,
primarily for its USDT stablecoin. Tether Gold has gained popularity due to
the company's established presence and user trust in its other stablecoin
products.
DGX (Digix Gold Token): Although not as widely recognized as PAXG or XAUt,
Digix Gold Token has been around for a while and has a dedicated user base.
It is known for its transparent and secure backing by physical gold.
Conclusion
Based on trading volume, market capitalization, and overall market adoption,
PAXG (Paxos Gold) is typically considered the number one gold-backed
stablecoin among customers. This is due to its strong market presence, higher
trading volumes, and the trust Paxos has built in the broader cryptocurrency
market.
/////////////////
Banks Using PAXG
While specific banks using PAXG may not always be publicly disclosed, Paxos
has partnerships with several financial institutions that integrate its
blockchain infrastructure. Notable partnerships include:
Revolut: This digital banking app allows users to buy, hold, and sell
cryptocurrencies, including Paxos-backed assets like PAXG.
PayPal: Through its partnership with Paxos, PayPal enables users to buy,
sell, and hold cryptocurrencies. While specific support for PAXG is not
explicitly mentioned, PayPal's collaboration with Paxos enhances the
accessibility of Paxos-backed assets.
Monitoring and Regulation of PAXG
PAXG is closely monitored and regulated to ensure its integrity and
transparency:
Regulation: Paxos Trust Company is regulated by the New York State Department
of Financial Services (NYDFS). This regulatory oversight ensures that PAXG
complies with stringent financial regulations and maintains robust
operational standards.
Audits and Transparency: Paxos undergoes regular audits by third-party firms
to verify that each PAXG token is backed by one fine troy ounce of gold
stored in secure, fully insured vaults. These audits and the regulatory
framework provide assurance to users regarding the backing and legitimacy of
PAXG.
Custody: The physical gold backing PAXG is held in high-security vaults,
primarily in London, under the custody of established precious metals
custodians such as Brink's. This custody arrangement ensures the safety and
integrity of the gold reserves.
Summary
Banks and Institutions: Specific banks using PAXG may not be publicly
disclosed, but Paxos partners with digital banking apps and financial
services like Revolut and PayPal, enhancing PAXG's accessibility.
Regulation and Monitoring: PAXG is regulated by the NYDFS, with regular
audits and secure custody arrangements, ensuring transparency and
trustworthiness.
使用 PAXG 的银行
虽然使用 PAXG 的特定银行可能并不总是公开披露，但 Paxos 与多家整合其区块链基础
设施的金融机构建立了合作伙伴关系。
著名的合作伙伴包括：
Paxos的客户包括全球企业PayPal、瑞士信贷、兴业银行、StoneX和Revolut。Paxos是一
家资金最多的区块链公司，总资金超过5亿美元，
来自OAKHC/FT、Deplaination Partners、Mithril Capital和PayPal Ventures等领先投
资者。Paxos在纽约、伦敦和新加坡设有办事处，
采用全球方法实现金融体系的现代化。
PayPal：透过与 Paxos 的合作，PayPal 使用户能够购买、出售和持有加密货币。虽然没
有明确提及对 PAXG 的具体支持，
但 PayPal 与 Paxos 的合作增强了 Paxos 支持的资产的可访问性。
PAXG 受到密切监控和监管，以确保其完整性和透明度：
监管：Paxos Trust Company 受纽约州金融服务部 (NYDFS) 监管。这种监管监督确保
PAXG 遵守严格的财务法规并维持稳健的营运标准。
审计和透明度：Paxos 接受第三方公司的定期审计，以验证每个 PAXG 代币均由存储在安
全、完全保险的金库中的一金衡盎司黄金支持。
这些审计和监管框架为使用者提供了有关 PAXG 的支持和合法性的保证。
托管：支援 PAXG 的实体黄金存放在高度安全的金库中，主要位于伦敦，由 Brink's 等
知名贵金属托管机构托管。
这种托管安排确保了黄金储备的安全性和完整性。
概括银行和机构：使用 PAXG 的特定银行可能不会公开披露，但 Paxos 与 PayPal 等数
位银行应用程式和金融服务合作，增强了 PAXG 的可信性。
监管和监控：PAXG 受 NYDFS 监管，定期审计和安全保管安排，确保透明度和可信度。
Paxos 获 PayPal 等机构投资 1.42 亿美元：资产代币化、监管科技、加密银行
https://news.owlting.com/articles/2941
////////////////
Banks Using XAUt (Tether Gold)
Tether Gold (XAUt) is a digital token backed by physical gold and issued by
Tether, the same company behind the widely used USDT stablecoin. However,
specific details about banks using XAUt are not typically disclosed publicly.
Tether primarily focuses on providing liquidity and stability in the
cryptocurrency market rather than direct banking partnerships. Here are some
insights:
Cryptocurrency Exchanges: XAUt is available on various major cryptocurrency
exchanges like Bitfinex, Binance, and FTX, where users can trade XAUt. These
platforms provide an indirect way for financial institutions and users to
access XAUt.
Institutional Use: Some institutional investors might use XAUt through their
cryptocurrency trading desks or digital asset custodians. These institutions
include hedge funds, investment firms, and family offices that invest in or
hedge using gold-backed digital assets.
Monitoring and Regulation of XAUt
Tether Gold operates under a framework designed to ensure transparency and
security, although it is less regulated compared to some other financial
instruments.
Custody and Backing: The physical gold backing XAUt is stored in secure
vaults in Switzerland. Each XAUt token represents one troy fine ounce of gold
on a London Good Delivery bar.
Audits and Transparency: Tether provides transparency reports and updates
regarding the gold reserves backing XAUt. While these reports are less
frequent than those provided for fiat-backed stablecoins like USDT, Tether
still aims to ensure users of the gold-backing integrity.
Regulation: Unlike PAXG, which is regulated by the New York State Department
of Financial Services (NYDFS), Tether Gold does not fall under a specific
financial regulator's purview. However, Tether's overall operations are
scrutinized due to the significant impact and widespread use of USDT in the
cryptocurrency market.
Summary
Banks and Institutions: Specific banks using XAUt are not publicly disclosed.
XAUt is mainly traded on major cryptocurrency exchanges like Bitfinex,
Binance, and FTX, accessible to institutional investors through these
platforms.
Regulation and Monitoring: Tether Gold's physical gold reserves are stored in
secure vaults in Switzerland, with periodic transparency reports provided by
Tether. However, XAUt is not regulated by a specific financial authority like
PAXG is by NYDFS.
Tether Gold's focus on providing a gold-backed digital asset in the
cryptocurrency market makes it more accessible to traders and institutional
investors via exchanges rather than through traditional banking partnerships.
使用 XAUt（Tether Gold）的银行
Tether Gold (XAUt) 是一种由实体黄金支持的数位代币，由 Tether 发行，该公司也是
广泛使用的 USDT 稳定币背后的公司。
然而，有关使用 XAUt 的银行的具体细节通常不会公开披露。 Tether 主要专注于为加密
货币市场提供流动性和稳定性，
而不是直接与银行合作。以下是一些见解：
加密货币交易所：XAUt 可在 Bitfinex、Binance 和 FTX 等各种主要加密货币交易所上
使用，用户可以在其中交易 XAUt。
这些平台为金融机构和使用者存取XAUt提供了间接方式。
机构用途：一些机构投资者可能透过其加密货币交易柜台或数位资产托管人使用 XAUt。
这些机构包括使用黄金支持的数位资产进行投资或对冲的对冲基金、投资公司和家族办公
室。
XAUt 的监控和监管
Tether Gold 在一个旨在确保透明度和安全性的框架下运作，尽管与其他一些金融工具相
比，它受到的监管较少。
托管与支援：实体黄金支援 XAUt 储存在瑞士的安全金库中。每个 XAUt 代币代表伦敦合
格交割金条上的一金衡盎司黄金。
审计和透明度：Tether 提供有关支持 XAUt 的黄金储备的透明度报告和更新。虽然这些
报告的频率不如 USDT 等法定支持的稳定币的报告频率，
但 Tether 仍然致力于确保用户的黄金支援完整性。
监管：与受纽约州金融服务部 (NYDFS) 监管的 PAXG 不同，Tether Gold 不属于特定金
融监管机构的管辖范围。
然而，由于USDT在加密货币市场的重大影响和广泛使用，Tether的整体运作受到审查。
概括
银行和机构：使用 XAUt 的特定银行并未公开揭露。 XAUt 主要在 Bitfinex、Binance
和 FTX 等主要加密货币交易所进行交易，
机构投资者可以透过这些平台进行交易。
监管与监控：Tether Gold 的实体黄金储备储存在瑞士的安全金库中，并定期提供
Tether 的透明度报告。
然而，XAUt 不受特定金融机构的监管，就像 PAXG 受 NYDFS 监管一样。
Tether Gold 专注于在加密货币市场提供黄金支持的数位资产，这使得交易者和机构投资
者可以透过交易所而不是透过
传统的银行合作伙伴关系更容易获得这种资产。
///////////////////////////////////////////////////////////////////////
购买 PAX Gold (PAXG) 管道
Nexo
Binance
Kraken
Coinbase
Gemini
Bitfinex
Huobi
Global
OKX
KuCoin
Bitstamp
Crypto.com
eToro
Bittrex
//
监管
The New York State Department of Financial Services (NYDFS) regulates and
monitors several cryptocurrency exchanges to
ensure they comply with strict regulatory standards, which include robust
security measures, consumer protection,
and financial stability. Among the exchanges you listed, the ones monitored
by the NYDFS are:
Coinbase
Regulation: Coinbase holds a BitLicense from the NYDFS.
Stability: Coinbase is known for its strong regulatory compliance,
security, and user-friendly interface.
Gemini
Regulation: Gemini is fully licensed by the NYDFS.
Stability: Gemini is highly regarded for its stringent regulatory
adherence, security measures, and transparency.
//
合作银行
Both exchanges have strong banking relationships and partnerships that
facilitate their operations and enhance their credibility. Here’s a detailed
look at the nature of these relationships:
Coinbase
Bank Partnerships:
JPMorgan Chase: In May 2020, Coinbase secured a significant banking
partnership with JPMorgan Chase. This partnership allows Coinbase to access
banking services such as wire transfers and Automated Clearing House (ACH)
transactions.
Other Banking Relationships: Coinbase works with various banks
worldwide to support different fiat currencies and facilitate seamless
transactions for its users.
Institutional Services:
Coinbase has a strong focus on institutional investors and provides a
suite of services, including Coinbase Custody and Coinbase Prime, which cater
to the needs of financial institutions and large investors.
Gemini
Bank Partnerships:
State Street: Gemini has partnered with State Street for custody
solutions and to provide backing for its stablecoin, Gemini Dollar (GUSD).
The funds backing GUSD are held at State Street, ensuring transparency and
security.
Other Banking Relationships: Gemini works with several banks to
facilitate fiat transactions and maintain regulatory compliance.
Institutional Services:
Gemini offers a range of services tailored to institutional clients,
including Gemini Custody, which provides insured and regulated custodial
services.
Summary
Coinbase: Has a high-profile banking relationship with JPMorgan Chase,
enhancing its credibility and providing robust banking services to its users.
Gemini: Partners with State Street for custody solutions and the backing
of its stablecoin, emphasizing security and regulatory compliance.
Conclusion
While neither Coinbase nor Gemini is bank-backed in terms of ownership,
Coinbase’s partnership with JPMorgan Chase and Gemini’s relationship with
State Street provide significant banking support and credibility. Coinbase's
partnership with a major bank like JPMorgan Chase might give it an edge in
terms of perception and integration with the traditional banking system.
However, Gemini’s focus on security and compliance through its relationship
with State Street is also highly valuable, especially for institutional
clients.
Overall, if you are looking for an exchange with strong traditional banking
partnerships, both Coinbase and Gemini are solid choices, but Coinbase’s
relationship with JPMorgan Chase might make it slightly more prominent in
this aspect.
Coinbase
银行合作伙伴：
摩根大通：2020 年 5 月，Coinbase 与摩根大通建立了重要的银行合作关系。这种合作
关系允许 Coinbase 存取银行服务，例如电汇和自动清算所 (ACH) 交易。
其他银行关系：Coinbase 与世界各地的多家银行合作，支援不同的法定货币并促进用户
的无缝交易。
机构服务：
Coinbase 非常关注机构投资者，并提供一系列服务，包括 Coinbase Custody 和
Coinbase Prime，以满足金融机构和大型投资者的需求。
Gemini
银行合作伙伴：
道富银行：Gemini 与道富银行合作提供托管解决方案，并为其稳定币 Gemini Dollar
(GUSD) 提供支援。支持 GUSD 的资金存放在道富银行，确保透明度和安全性。
其他银行关系：Gemini 与多家银行合作，促进法定交易并维持监管合规性。
机构服务：
Gemini 提供一系列为机构客户量身订制的服务，包括提供保险和受监管的托管服务的
Gemini Custody。
ps: 摩根大通是 台银黄金现货开户 注册黄金户
黄金现货记名式保管帐户之开户银行 JP MORGAN CHASE BANK N.A,London
https://www.tpex.org.tw/web/gold/corporateInfo/gold.php?l=zh-tw
台湾报税
加密货币投资入门｜买卖加密货币要怎么报税？有哪些税？
如果是加密货币投资者，个人偶尔买卖，没有营业行为，不是靠买卖币赚钱的币商，基本
上不会有营业税的问题，
常态买卖每月超过 8 万，超过营业税起征点才需要担心营业税的问题，或如果就是币商
，目前规定须登记才能营业。
个人投资者，没有每月常态买卖超过 8 万台币，不需要担心营业税
https://reurl.cc/5vZ0Qq
※ 引述《argochen (argochen)》之铭言：
: 新闻来源连结：https://www.fx168news.com/article/%E9%BB%84%E9%87%91-729829
: 新闻本文：
: 落网！亚洲黄金交易商涉“虚拟货币”洗黑钱 台湾大动作逮捕20人、逾50人已受害
: FX168财经报社(亚太)讯 台湾刑事局近期侦破，黑道竹联帮弘仁会组成的诈骗集团，用投资话术骗取的赃款，还透过黄金交易商买卖黄金的假象进行洗黑钱，近半年涉案金额超8000万台币，受害人数突破50人。
: 据台媒透露，警方曝光了洗黑钱模式，表示自2023年7月至2024年4月期间，诈骗集团先用投资话术将被害人骗上钩，再用骗来的赃款，和黄金交易商“理想金”公司勾结串通，利用人头制造买卖黄金的假象洗黑钱。
: 被害人签下假的买卖合约后并没有收到黄金，黄金实则由理想金公司转卖，再交还给诈骗集团，理想金公司从中收取11%手续费后，还利用买卖差额赚价差，7个月共进帐8000万台币，其余金额以虚拟货币转回给诈骗集团。
: 进一步追查其诈骗手法，是在社群上刊登投资“股票、虚拟货币”的诈骗广告，骗取民众汇款投资。
: 自2023年7月开始经营至今，被害人数已超过50人，其中一名70多岁的退休女银发族被诈骗超过300万台币。
: 台湾警方查扣诈骗集团的电脑并进行解析，粗估不法获利高达8000多万台币，由于与报案财损相差甚远，推断还有多名被害人尚未报案。
: 专案小组锁定“理想金国际有限公司”负责人杨尚融、以及竹联帮弘仁会的陈姓角头，并于今年1月至4月期间发动了5波拘捕和搜查行动。
: 台湾警方先后搜索了杨男的黄金买卖公司、黄金条块加工厂，以及陈姓角头藏匿的三处水房，先后拘提了包括杨、陈在内的16名涉案嫌疑人，并约谈了4名共犯。
: 全案经讯问后，依诈欺罪、洗黑钱防制法和组织犯罪防制条例等罪名，将涉案人员移送台湾地检署侦办。
: 评论：
: 监管不出，诈骗不倒，什么时候才真正立法？