各位版友好
想跟大家请教在台湾购买美国医疗保险的问题
我因为工作上的机会，获得政府补助的专案
以受训的名义去美国念研究所（拿的是E1签证）
其中校方有要提供医疗保险证明
而且要求好像还蛮高的
更麻烦的是必须先保险完才能办签证
所以我必须在台湾先保好
因为保险要求还蛮特别
而且我念的时间只有一年半
以致于跟一般公司提供的保险方案都不相符
我已经把学校的要求去信询问了IMG和USI
IMG没有回应而USI则是回复不提供这样的方案
想请问是否有相同经验的前辈能提供协助
顺便把学校要求的insurance policy附上
Minimum Required HealthCare Insurance Policy Coverage:
(1) Healthcare insurance policy coverage should include coverage for all non-e
lective medical conditions, and must remain in effect for the duration of the
student and authorized dependents stay in the United States.
(2) Medical benefits of at least $400,000 per year.
(3) Deductible not to exceed $1000 annually per family.
(4) Repatriation of remains in the amount of $50,000 (per individual), should
a death occur in the United States.
(5) Medical evacuation in the amount of at least $250,000 (per individual) for
immediate transportation to the nearest adequate medical facility, and subseq
uently in the event it is determined to be medically necessary for student and
or authorized dependant to return to home country.
(6) Healthcare insurance policy coverage must meet the following requirements:
(a) No exclusion for payment of benefits directly to a Government Facility if
applicable.
(b) Provide nationwide coverage/service; non-U.S. based policies must provide
benefits in the United States.
(c) Provide single source administration/management for the policy.
(d) Have a point of contact in the United States. In all cases, the insurance
company is to pay promptly in U.S. currency directly to healthcare provider.
(e) Have a copy of the policy written in English.