感谢各位大大
我在想比较无脑(当然也是要在行事历上注记转入及转出时间)的方法
不知道这样子对不对
有问题也希望大家指证
(稍微借一下前几位大大的内容...感恩)
2020/12/31 帐户余额 = 10,0000
2021/01/01 存入50,000 = 150,000
2021/01/29 帐户余额 = 150,000[∴150,000-100,000 = 50,000 > 10,000 OK]
2021/02/26 存入10,000 帐户余额 = 160,000[∴160,000-150,000 = 10,000 OK]
15:30前
2021/03/01 转出10,000 帐户余额 = 150,000
2021/03/31 存入20,000 帐户余额 = 170,000[∴170,000-160,000 = 10,000 OK]
15:30前
2021/04/01 转出20,000 帐户余额 = 150,000
2021/04/29 存入30,000 帐户余额 = 180,000[∴180,000-170,000 = 10,000 OK]
15:30前
2021/05/03 转出30,000 帐户余额 = 150,000
2021/05/31 存入40,000 帐户余额 = 190,000[∴190,000-180,000 = 10,000 OK]
15:30前
2021/06/01 转出40,000 帐户余额 = 150,000
2021/06/30 存入50,000 帐户余额 = 200,000[∴200,000-190,000 = 10,000 OK]
15:30前
2021/07/01 转出50,000 帐户余额 = 150,000
2021/07/30 存入60,000 帐户余额 = 210,000[∴210,000-200,000 = 10,000 OK]
15:30前
2021/08/02 转出60,000 帐户余额 = 150,000
2021/08/31 存入70,000 帐户余额 = 220,000[∴220,000-210,000 = 10,000 OK]
15:30前
2021/09/01 转出70,000 帐户余额 = 150,000
2021/09/30 存入80,000 帐户余额 = 230,000[∴230,000-220,000 = 10,000 OK]
15:30前
2021/10/01 转出80,000 帐户余额 = 150,000
2021/10/29 存入90,000 帐户余额 = 240,000[∴240,000-230,000 = 10,000 OK]
15:30前
2021/11/1 转出90,000 帐户余额 = 150,000
2021/11/30 存入100,000 帐户余额 = 250,000[∴250,000-240,000 = 10,000 OK]
15:30前
2021/12/01 转出100,000 帐户余额 = 150,000
2021/12/30 存入110,000 帐户余额 = 260,000[∴260,000-250,000 = 10,000 OK]
15:30前
2021/12/31 转出110,000 帐户余额 = 150,000 HAPPY NEW YEAR 2022
1.月底存多少,下月初转出多少
2.用日历天计,礼拜三存入,礼拜四转出;礼拜五存入,礼拜一转出
3.设定好约定帐户,最好是用LinePayMoney,以及各个数位帐户有几次免手续费的去转
以上方法是2020年10万0.85%,2021年15万1.2%拿好拿满
ps.我是偏好无脑存数位帐户,远东Bankee,新光OU,华南Sny我就不考虑使用了
联邦10万2%,上海30万1.2%,第一12万1.2%,合库12万1.2%,兆丰10万1.2%,
土银10万1.2%,彰银15万1.2%,永丰100万1.1%~0.45%,台新30万1%,台银10万0.88%
都尽量开好存到满
活期储蓄存款利率最高是土银0.15%,所以就用土银跟彰银去互转了